Abstract—In this paper a solution is described for API
Testing of the Payment Service Directive 2 [abbreviation PSD2]
which was adopted within EU legislations. The directive PSD2
is a general requirement from European Banking Authority
for the banking industry in European Union to provide
programming interfaces APIs. The solution proposed is
targeting types of software testing in order to validate the
Payment Service Directive within a digital banking system. It
comes with great opportunities in technology to develop and
test applications which need to be regulated by the PSD2.
Therefor in this paper an approach will be described and
especially results for API testing run against a 3rd party
provider [abbreviation TPP] are available. The paper is
focusing on customer benefit and cost-efficient adaptation for
the PSD2.
Index Terms—Payment Service Directive2, API, API
Testing, Open Banking, API Management.
The authors are with Automation Department of Technical University of
Cluj-Napoca Cluj-Napoca, Cluj, Romania (e-mail: rares.
coste@aut.utcluj.ro , Liviu.Miclea@aut.utcluj.ro).
[PDF]
Cite: Rares Coste and Liviu Miclea, "API Testing for Payment Service Directive2 and Open
Banking," International Journal of Modeling and Optimization vol. 9, no. 1, pp. 7-11, 2019.
